/* =========================================================
   Plugin Benefícios — site moderno
   Identidade: azul-marinho #101946 · azul #3680ff · gradiente #23368c→#4481e5 · verde-limão #a8ce47 · Sora
   ========================================================= */
:root {
  --navy: #101946; --ink: #1f0940; --deep: #23368c; --blue: #3680ff; --sky: #4b92fa; --lime: #a8ce47;
  --bg: #f5f8ff; --card: #fff; --line: #e3e8f7; --mut: #5d6697;
  --grad: linear-gradient(135deg, #23368c 0%, #4481e5 100%);
  --grad-sec: linear-gradient(160deg, #2c5ff0 0%, #4b92fa 100%);
  --r: 20px; --r-lg: 28px;
  --sh-sm: 0 4px 16px rgba(16,25,70,.06); --sh-md: 0 14px 34px rgba(16,25,70,.10); --sh-lg: 0 26px 60px rgba(16,25,70,.16);
  --ease: cubic-bezier(.22,1,.36,1);
  --head: 76px;
}
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: calc(var(--head) + 12px); -webkit-text-size-adjust: 100%; }
body { margin: 0; font: 400 16px/1.65 Sora, system-ui, -apple-system, "Segoe UI", Roboto, sans-serif; color: var(--navy); background: #fff; overflow-x: hidden; }
img, svg { max-width: 100%; display: block; }
a { color: inherit; }
h1, h2, h3, h4 { margin: 0; line-height: 1.15; letter-spacing: -.02em; color: var(--navy); }
p { margin: 0 0 1em; }
ul { margin: 0; padding: 0; list-style: none; }
button { font: inherit; }
:focus-visible { outline: 3px solid rgba(54,128,255,.55); outline-offset: 3px; border-radius: 6px; }
.skip { position: absolute; left: -999px; top: 8px; background: var(--navy); color: #fff; padding: 10px 16px; border-radius: 10px; z-index: 100; }
.skip:focus { left: 8px; }
.container { width: 100%; max-width: 1180px; margin: 0 auto; padding: 0 20px; }
.grad { background: var(--grad); -webkit-background-clip: text; background-clip: text; color: transparent; }

/* ---------- botões ---------- */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; border: 1.5px solid transparent; border-radius: 999px; padding: 12px 24px; font-weight: 600; font-size: 15px; line-height: 1.2; text-decoration: none; cursor: pointer; transition: transform .25s var(--ease), box-shadow .25s var(--ease), background .25s, color .25s, border-color .25s; }
.btn:hover { transform: translateY(-2px); }
.btn:active { transform: translateY(0); }
.btn-primary { background: var(--grad); color: #fff; box-shadow: 0 10px 24px rgba(54,128,255,.28); }
.btn-primary:hover { box-shadow: 0 16px 34px rgba(54,128,255,.38); }
.btn-ghost { background: #fff; color: var(--navy); border-color: var(--line); }
.btn-ghost:hover { border-color: var(--blue); color: var(--deep); }
.btn-ghost-dark { background: transparent; color: var(--navy); border-color: var(--line); }
.btn-white { background: #fff; color: var(--deep); box-shadow: 0 10px 24px rgba(0,0,0,.18); }
.btn-outline-light { background: transparent; color: #fff; border-color: rgba(255,255,255,.55); }
.btn-outline-light:hover { background: rgba(255,255,255,.12); }
.btn-lg { padding: 15px 30px; font-size: 16px; }
.btn-block { width: 100%; }

/* ---------- cabeçalho ---------- */
.site-header { position: sticky; top: 0; z-index: 50; height: var(--head); background: rgba(255,255,255,.82); backdrop-filter: saturate(1.6) blur(14px); -webkit-backdrop-filter: saturate(1.6) blur(14px); border-bottom: 1px solid transparent; transition: border-color .25s, box-shadow .25s; }
.site-header.scrolled { border-color: var(--line); box-shadow: 0 6px 24px rgba(16,25,70,.06); }
.header-in { height: 100%; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand img { height: 52px; width: auto; }
.nav { display: flex; align-items: center; gap: 4px; }
.nav a:not(.btn) { position: relative; padding: 10px 14px; font-size: 14.5px; font-weight: 500; text-decoration: none; border-radius: 999px; transition: color .2s, background .2s; }
.nav a:not(.btn):hover { background: #eef2ff; }
.nav a.on { color: var(--deep); font-weight: 700; }
.nav a.on::after { content: ""; position: absolute; left: 14px; right: 14px; bottom: 4px; height: 2px; border-radius: 2px; background: var(--blue); }
.nav-cta { margin-left: 8px; padding: 11px 20px; font-size: 14px; }
.burger { display: none; width: 46px; height: 46px; border: 1px solid var(--line); background: #fff; border-radius: 14px; cursor: pointer; padding: 0; position: relative; }
.burger span { position: absolute; left: 12px; right: 12px; height: 2px; border-radius: 2px; background: var(--navy); transition: transform .3s var(--ease), opacity .2s; }
.burger span:nth-child(1) { top: 16px; } .burger span:nth-child(2) { top: 22px; } .burger span:nth-child(3) { top: 28px; }
.burger[aria-expanded="true"] span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
.burger[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.burger[aria-expanded="true"] span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }

/* ---------- tipografia de seção ---------- */
.eyebrow { display: inline-flex; align-items: center; gap: 8px; padding: 6px 14px; border-radius: 999px; background: #e8efff; color: var(--deep); font-size: 12.5px; font-weight: 700; letter-spacing: .04em; text-transform: uppercase; margin-bottom: 18px; }
.eyebrow::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: var(--lime); }
.eyebrow--light { background: rgba(255,255,255,.16); color: #fff; }
.lead { font-size: clamp(16px, 1.6vw, 19px); color: var(--mut); max-width: 62ch; }
.section { padding: clamp(64px, 9vw, 120px) 0; position: relative; }
.section-head { max-width: 760px; margin: 0 auto clamp(36px, 5vw, 60px); text-align: center; }
.section-head h2, .insurance-copy h2, .cta-copy h2 { font-size: clamp(28px, 4vw, 44px); }
.section-head .lead { margin: 16px auto 0; }
.section-head--light h2 { color: #fff; }
.section-head--light .lead { color: rgba(255,255,255,.85); }

/* ---------- hero ---------- */
.hero { position: relative; padding: clamp(40px, 6vw, 84px) 0 0; background: var(--bg); overflow: hidden; }
.hero-bg { position: absolute; inset: 0; pointer-events: none;
  background: radial-gradient(620px 420px at 88% 8%, rgba(75,146,250,.28), transparent 70%), radial-gradient(520px 380px at 0% 90%, rgba(35,54,140,.14), transparent 70%); }
.hero-grid { position: relative; display: grid; grid-template-columns: 1.05fr .95fr; gap: clamp(28px, 5vw, 72px); align-items: center; }
.hero h1 { font-size: clamp(36px, 5.6vw, 66px); line-height: 1.05; letter-spacing: -.035em; font-weight: 800; margin-bottom: 22px; }
.hero .lead { margin-bottom: 32px; font-size: clamp(17px, 1.9vw, 21px); }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; }
.hero-media { position: relative; margin: 0; }
.hero-badge { position: absolute; left: 50%; top: 49.4%; width: 25%; aspect-ratio: 1; transform: translate(-50%, -50%); border-radius: 50%; display: grid; place-content: center; text-align: center; color: #fff; background: var(--grad); box-shadow: 0 12px 34px rgba(16,25,70,.45), 0 0 0 8px rgba(255,255,255,.18); line-height: 1; }
.hero-badge strong { font-size: clamp(22px, 3.4vw, 38px); font-weight: 800; letter-spacing: -.03em; }
.hero-badge span { font-size: 12px; font-weight: 600; opacity: .9; margin-top: 4px; }
.hero-call { position: absolute; left: 16px; right: 16px; bottom: -22px; display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 6px 16px; background: #fff; border-radius: 18px; padding: 14px 20px; box-shadow: var(--sh-md); font-size: 13px; color: var(--mut); }
.hero-call a { font-size: 20px; font-weight: 800; color: var(--deep); text-decoration: none; letter-spacing: -.01em; }

.stats { position: relative; margin-top: clamp(56px, 7vw, 84px); display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; background: #fff; border-radius: var(--r-lg); box-shadow: var(--sh-md); border: 1px solid var(--line); transform: translateY(50%); }
.stats li { display: flex; flex-direction: column; gap: 6px; padding: 28px 30px; }
.stats li + li { border-left: 1px solid var(--line); }
.stats strong { font-size: clamp(34px, 4vw, 48px); line-height: 1; font-weight: 800; letter-spacing: -.04em; background: var(--grad); -webkit-background-clip: text; background-clip: text; color: transparent; }
.stats strong i { font-style: normal; }
.stats li > span { color: var(--mut); font-size: 14.5px; line-height: 1.5; }
.stats b { font-weight: 600; color: var(--navy); }
.hero + .section { padding-top: clamp(110px, 12vw, 170px); }

/* ---------- sobre nós ---------- */
.feature-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.feature { background: var(--card); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 34px 30px; transition: transform .35s var(--ease), box-shadow .35s var(--ease), border-color .35s; }
.feature:hover { transform: translateY(-6px); box-shadow: var(--sh-md); border-color: #cddcff; }
.feature-ico { width: 72px; height: 72px; border-radius: 20px; display: grid; place-items: center; background: linear-gradient(145deg, #e8efff, #f6f9ff); margin-bottom: 24px; }
.feature-ico img { width: 38px; height: auto; }
.feature h3 { font-size: 20px; margin-bottom: 12px; line-height: 1.25; }
.feature p { color: var(--mut); font-size: 15.5px; margin: 0; }
.more { text-align: center; margin: 36px 0 0; }
.link-arrow { display: inline-flex; gap: 8px; font-weight: 600; color: var(--deep); text-decoration: none; }
.link-arrow span { transition: transform .25s var(--ease); }
.link-arrow:hover span { transform: translateX(5px); }

/* ---------- planos ---------- */
.section-plans { background: var(--grad-sec); padding-bottom: clamp(56px, 7vw, 90px); overflow: hidden; }
.section-plans::before { content: ""; position: absolute; inset: 0; pointer-events: none; background: radial-gradient(700px 400px at 90% 0%, rgba(255,255,255,.18), transparent 70%), radial-gradient(500px 360px at 0% 100%, rgba(16,25,70,.25), transparent 70%); }
.plans { position: relative; }
.plans-viewport { overflow-x: auto; scroll-snap-type: x mandatory; -webkit-overflow-scrolling: touch; scrollbar-width: none; padding: 16px 0 64px; margin-bottom: -28px; outline-offset: -4px; }
.plans-viewport::-webkit-scrollbar { display: none; }
.plans-track { display: flex; gap: 24px; width: max-content; min-width: 100%; padding: 0 max(20px, calc((100vw - 1180px) / 2 + 20px)); }
.plan-slide { flex: 0 0 auto; width: clamp(290px, 84vw, 372px); scroll-snap-align: center; display: flex; }
.plan-card { width: 100%; display: flex; flex-direction: column; background: #fff; border-radius: var(--r-lg); padding: 30px 28px 28px; box-shadow: 0 18px 40px rgba(16,25,70,.2); border: 1px solid rgba(255,255,255,.6); transition: transform .35s var(--ease), box-shadow .35s var(--ease); }
.plan-card:hover { transform: translateY(-6px); box-shadow: 0 24px 50px rgba(16,25,70,.28); }
.plan-head { display: flex; align-items: center; gap: 12px; margin-bottom: 20px; }
.plan-head img { width: 34px; height: 34px; flex: none; object-fit: contain; }
.plan-title { font-size: 15px; font-weight: 800; letter-spacing: .02em; text-transform: uppercase; line-height: 1.25; }
.plan-price { font-size: 42px; line-height: 1; font-weight: 800; letter-spacing: -.04em; margin: 0 0 22px; padding-bottom: 22px; border-bottom: 1px solid var(--line); color: var(--navy); }
.plan-price span { font-size: 16px; font-weight: 600; color: var(--mut); letter-spacing: 0; margin-left: 2px; }
.plan-price--text { font-size: 28px; line-height: 1.15; background: var(--grad); -webkit-background-clip: text; background-clip: text; color: transparent; }
.plan-list { display: grid; gap: 12px; margin-bottom: 18px; flex: 1; align-content: start; }
.plan-list li { display: flex; gap: 10px; font-size: 14.5px; line-height: 1.5; color: #2a3470; }
.plan-list img { width: 17px; height: 17px; margin-top: 3px; flex: none; }
.plan-note { font-size: 12.5px; color: var(--mut); margin: 0 0 18px; font-style: italic; }
.plan-card .btn { margin-top: auto; }
.plan-skeleton { flex: 0 0 auto; width: clamp(290px, 84vw, 372px); height: 520px; border-radius: var(--r-lg); background: linear-gradient(100deg, rgba(255,255,255,.14) 30%, rgba(255,255,255,.3) 50%, rgba(255,255,255,.14) 70%) 0 0/200% 100%; animation: shimmer 1.4s linear infinite; }
@keyframes shimmer { to { background-position: -200% 0; } }
.plans-controls { display: flex; align-items: center; justify-content: center; gap: 18px; }
.round { width: 48px; height: 48px; border-radius: 50%; border: 0; display: grid; place-items: center; background: #fff; color: var(--deep); cursor: pointer; box-shadow: 0 8px 20px rgba(16,25,70,.2); transition: transform .25s var(--ease), opacity .2s; }
.round:hover:not(:disabled) { transform: scale(1.08); }
.round:disabled { opacity: .4; cursor: not-allowed; }
.dots { display: flex; gap: 8px; align-items: center; min-height: 12px; }
.dots button { width: 9px; height: 9px; padding: 0; border: 0; border-radius: 999px; background: rgba(255,255,255,.45); cursor: pointer; transition: width .3s var(--ease), background .3s; }
.dots button[aria-selected="true"] { width: 28px; background: #fff; }
.plans-msg { text-align: center; color: #fff; margin-top: 18px; }
.plans-msg a, .plans-msg button { color: #fff; font-weight: 700; background: none; border: 0; text-decoration: underline; cursor: pointer; padding: 0; }

/* ---------- soluções ---------- */
.section-solutions { background: var(--bg); }
.solutions-grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(28px, 5vw, 72px); align-items: center; }
.solutions-copy h3 { font-size: clamp(22px, 2.6vw, 30px); margin-bottom: 18px; }
.solutions-copy p { color: var(--mut); }
.specialties { display: grid; grid-template-columns: repeat(2, 1fr); gap: 14px; }
.specialties li { display: flex; align-items: center; gap: 14px; background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 14px 16px; font-weight: 600; font-size: 15px; transition: transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s; }
.specialties li:hover { transform: translateY(-3px); box-shadow: var(--sh-sm); border-color: #cddcff; }
.specialties img { width: 34px; height: 34px; flex: none; object-fit: contain; padding: 6px; border-radius: 12px; background: linear-gradient(145deg, #8db8ff, #4b92fa); box-sizing: content-box; }

/* ---------- seguros ---------- */
.insurance-grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(28px, 6vw, 80px); align-items: center; }
.insurance-copy .lead { margin: 18px 0 30px; }
.insurance-media { margin: 0; justify-self: center; max-width: 440px; position: relative; }
.insurance-media::before { content: ""; position: absolute; inset: 8% 4% 0; border-radius: 50%; background: radial-gradient(closest-side, rgba(75,146,250,.28), transparent); filter: blur(14px); }
.insurance-media img { position: relative; width: 100%; height: auto; animation: float 7s ease-in-out infinite; }
@keyframes float { 50% { transform: translateY(-12px); } }

/* ---------- parceiros ---------- */
.section-partners { background: var(--navy); background-image: radial-gradient(700px 360px at 80% 0%, rgba(68,129,229,.35), transparent 70%); }
.marquee { overflow: hidden; -webkit-mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent); mask-image: linear-gradient(90deg, transparent, #000 10%, #000 90%, transparent); }
.marquee-track { display: flex; width: max-content; animation: marquee 38s linear infinite; }
.marquee:hover .marquee-track { animation-play-state: paused; }
.marquee ul { display: flex; align-items: center; gap: 28px; padding-right: 28px; }
.marquee li { flex: none; display: grid; place-items: center; width: 220px; height: 96px; border-radius: 18px; background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.14); }
.marquee img { width: 150px; height: auto; }
@keyframes marquee { to { transform: translateX(-50%); } }

/* ---------- CTA ---------- */
.section-cta { padding-top: clamp(56px, 7vw, 96px); }
.cta-card { display: grid; grid-template-columns: 1.4fr .8fr; gap: clamp(24px, 4vw, 56px); align-items: center; padding: clamp(32px, 5vw, 64px); border-radius: 36px; max-width: 1140px; color: #fff; background: var(--grad); box-shadow: var(--sh-lg); position: relative; overflow: hidden; }
.cta-card::after { content: ""; position: absolute; right: -120px; top: -120px; width: 380px; height: 380px; border-radius: 50%; background: rgba(255,255,255,.1); }
.cta-copy, .cta-phone { position: relative; z-index: 1; }
.cta-copy h2 { color: #fff; margin-bottom: 18px; }
.cta-copy p { color: rgba(255,255,255,.88); max-width: 56ch; margin-bottom: 28px; }
.cta-actions { display: flex; flex-wrap: wrap; gap: 14px; }
.cta-phone { text-align: center; background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.25); border-radius: 24px; padding: 30px 20px; backdrop-filter: blur(8px); }
.cta-phone span { display: block; font-size: 14px; opacity: .9; margin-bottom: 8px; }
.cta-phone a { font-size: clamp(26px, 3vw, 34px); font-weight: 800; letter-spacing: -.02em; text-decoration: none; }

/* ---------- rodapé ---------- */
.site-footer { background: var(--navy); color: rgba(255,255,255,.82); padding: 64px 0 0; font-size: 14.5px; }
.footer-grid { display: grid; grid-template-columns: 1.1fr 1fr 1.4fr 1fr; gap: 36px; padding-bottom: 44px; }
.foot-brand > a img { height: 66px; width: auto; }
.social { display: flex; gap: 12px; margin-top: 22px; }
.social a { width: 42px; height: 42px; border-radius: 50%; display: grid; place-items: center; background: rgba(255,255,255,.1); transition: background .25s, transform .25s var(--ease); }
.social a:hover { background: rgba(255,255,255,.22); transform: translateY(-3px); }
.foot-col { display: flex; flex-direction: column; gap: 10px; }
.foot-col h4 { color: #fff; font-size: 15px; margin-bottom: 6px; }
.foot-col a { text-decoration: none; width: fit-content; transition: color .2s; }
.foot-col a:hover { color: #fff; text-decoration: underline; }
address { font-style: normal; line-height: 1.55; }
.foot-legal { border-top: 1px solid rgba(255,255,255,.14); padding-top: 22px; padding-bottom: 28px; display: flex; flex-wrap: wrap; gap: 8px 24px; justify-content: space-between; font-size: 13px; color: rgba(255,255,255,.65); }
.foot-legal p { margin: 0; }
.foot-legal a:hover { color: #fff; }

/* ---------- WhatsApp ---------- */
.fab-whats { position: fixed; right: 20px; bottom: 20px; z-index: 40; width: 58px; height: 58px; border-radius: 50%; display: grid; place-items: center; color: #fff; background: #25d366; box-shadow: 0 12px 28px rgba(37,211,102,.45); transition: transform .25s var(--ease); }
.fab-whats:hover { transform: scale(1.08); }
.fab-whats::before { content: ""; position: absolute; inset: 0; border-radius: 50%; border: 2px solid #25d366; animation: ping 2.4s ease-out infinite; }
@keyframes ping { from { transform: scale(1); opacity: .7; } to { transform: scale(1.7); opacity: 0; } }

/* ---------- modal ---------- */
.quote { border: 0; padding: 0; background: transparent; width: min(560px, calc(100vw - 24px)); max-height: calc(100dvh - 24px); margin: auto; overflow: visible; color: var(--navy); }
.quote::backdrop { background: rgba(16,25,70,.62); backdrop-filter: blur(6px); }
.quote[open] .quote-box { animation: pop .35s var(--ease); }
@keyframes pop { from { opacity: 0; transform: translateY(18px) scale(.97); } }
.quote-box { position: relative; background: #fff; border-radius: 28px; padding: 34px 30px 30px; max-height: calc(100dvh - 24px); overflow-y: auto; box-shadow: var(--sh-lg); }
.quote-box h2 { font-size: 26px; margin-bottom: 6px; padding-right: 44px; }
.quote-sub { color: var(--mut); font-size: 14.5px; margin-bottom: 22px; }
.quote-close { position: absolute; right: 16px; top: 16px; width: 40px; height: 40px; border-radius: 50%; border: 0; background: #eef2ff; color: var(--navy); cursor: pointer; display: grid; place-items: center; transition: background .2s; }
.quote-close:hover { background: #dfe7ff; }
.field { margin-bottom: 14px; flex: 1; min-width: 0; }
.field label { display: block; font-size: 13px; font-weight: 600; margin-bottom: 6px; }
.field small { font-weight: 400; color: var(--mut); }
.field input, .field select { width: 100%; height: 50px; padding: 0 16px; border: 1.5px solid #d3daf0; border-radius: 14px; font: 400 15.5px Sora, system-ui, sans-serif; color: var(--navy); background: #fff; transition: border-color .2s, box-shadow .2s; appearance: none; -webkit-appearance: none; }
.field select { background: #fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%235d6697' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E") no-repeat right 16px center; padding-right: 40px; }
.field input::placeholder { color: #9aa3c8; }
.field input:focus, .field select:focus { outline: 0; border-color: var(--blue); box-shadow: 0 0 0 4px rgba(54,128,255,.16); }
.field input:user-invalid, .field select:user-invalid, .field .bad { border-color: #d64545; }
.row { display: flex; gap: 14px; }
.row--uf .field:first-child { flex: 0 0 110px; }
.form-error { background: #fdecea; color: #b3261e; border-radius: 12px; padding: 12px 14px; font-size: 14px; margin: 4px 0 14px; }
.quote-done, .quote-fail { text-align: center; padding: 20px 4px 4px; }
.quote-done h3 { font-size: 24px; margin: 18px 0 8px; }
.quote-done p { color: var(--mut); margin-bottom: 22px; }
.done-ico { width: 72px; height: 72px; margin: 0 auto; border-radius: 50%; display: grid; place-items: center; background: #eaf6d4; color: #5d8a00; }
.quote-fail { background: #fdf3e3; border-radius: 16px; padding: 20px; margin-top: 4px; }
.quote-fail a { color: var(--deep); font-weight: 700; }
.quote-fail .btn { margin-top: 12px; }
.btn[disabled] { opacity: .65; cursor: progress; transform: none; }

/* ---------- revelar ao rolar ---------- */
.js .reveal { opacity: 0; transform: translateY(26px); transition: opacity .8s var(--ease) var(--d, 0s), transform .8s var(--ease) var(--d, 0s); }
.js .reveal.in { opacity: 1; transform: none; }

/* ---------- responsivo ---------- */
@media (max-width: 1020px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .feature-grid { grid-template-columns: 1fr; max-width: 640px; margin: 0 auto; }
  .cta-card { grid-template-columns: 1fr; }
}
@media (max-width: 900px) {
  :root { --head: 68px; }
  .brand img { height: 44px; }
  .burger { display: block; }
  .nav { position: fixed; left: 12px; right: 12px; top: calc(var(--head) + 8px); flex-direction: column; align-items: stretch; gap: 2px; padding: 12px; background: #fff; border: 1px solid var(--line); border-radius: 22px; box-shadow: var(--sh-lg); opacity: 0; visibility: hidden; transform: translateY(-10px); transition: opacity .25s, transform .3s var(--ease), visibility .25s; }
  .nav.open { opacity: 1; visibility: visible; transform: none; }
  .nav a:not(.btn) { padding: 14px 16px; border-radius: 14px; font-size: 16px; }
  .nav a.on::after { display: none; }
  .nav a.on { background: #eef2ff; }
  .nav-cta { margin: 8px 0 0; padding: 15px; }
  .hero-grid, .solutions-grid, .insurance-grid { grid-template-columns: 1fr; }
  .hero-media { margin-bottom: 30px; }
  .insurance-media { max-width: 340px; order: -1; }
  .stats { grid-template-columns: 1fr; transform: translateY(40px); }
  .stats li + li { border-left: 0; border-top: 1px solid var(--line); }
  .hero + .section { padding-top: 110px; }
}
@media (max-width: 560px) {
  .container { padding: 0 16px; }
  .hero-actions .btn, .cta-actions .btn { flex: 1 1 100%; }
  .specialties { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .row { flex-direction: column; gap: 0; }
  .row--uf { flex-direction: row; gap: 12px; }
  .row--uf .field:first-child { flex-basis: 96px; }
  .quote-box { padding: 28px 20px 22px; border-radius: 24px; }
  .marquee li { width: 170px; height: 80px; }
  .marquee img { width: 118px; }
  .hero-call a { font-size: 18px; }
  .plans-controls { gap: 12px; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation: none !important; transition-duration: .01ms !important; }
  .js .reveal { opacity: 1; transform: none; }
}
[hidden] { display: none !important; }

/* ---------- hero: carrossel (foto + vídeos) ---------- */
.hc { position: relative; aspect-ratio: 16 / 9; border-radius: var(--r-lg); overflow: hidden; background: var(--navy); box-shadow: var(--sh-lg); isolation: isolate; }
.hc-slide { position: absolute; inset: 0; opacity: 0; visibility: hidden; transform: scale(1.04); transition: opacity .7s var(--ease), transform .9s var(--ease), visibility .7s; }
.hc-slide.is-active { opacity: 1; visibility: visible; transform: none; z-index: 1; }
.hc-slide > img, .yt > img { width: 100%; height: 100%; object-fit: cover; display: block; }
.hc-slide iframe { position: absolute; inset: 0; width: 100%; height: 100%; border: 0; }
.yt { position: absolute; inset: 0; width: 100%; padding: 0; border: 0; background: #000; cursor: pointer; }
.yt > img { opacity: .92; transition: opacity .3s, transform .6s var(--ease); }
.yt:hover > img { opacity: 1; transform: scale(1.03); }
.yt::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(16,25,70,.05), rgba(16,25,70,.45)); pointer-events: none; }
.yt-play { position: absolute; left: 50%; top: 50%; z-index: 2; width: 76px; height: 76px; transform: translate(-50%, -50%); border-radius: 50%; display: grid; place-items: center; color: #fff; background: var(--grad); box-shadow: 0 10px 30px rgba(0,0,0,.4), 0 0 0 8px rgba(255,255,255,.2); transition: transform .3s var(--ease); }
.yt-play svg { margin-left: 4px; }
.yt:hover .yt-play { transform: translate(-50%, -50%) scale(1.1); }
.hc-nav { position: absolute; top: 50%; z-index: 3; width: 38px; height: 38px; margin-top: -19px; border: 0; border-radius: 50%; display: grid; place-items: center; background: rgba(255,255,255,.88); color: var(--navy); cursor: pointer; opacity: 0; transition: opacity .25s, transform .25s var(--ease); box-shadow: 0 4px 14px rgba(0,0,0,.25); }
.hc-prev { left: 12px; } .hc-next { right: 12px; }
.hc:hover .hc-nav, .hc:focus-within .hc-nav { opacity: 1; }
.hc-nav:hover { transform: scale(1.1); }
@media (hover: none) { .hc-nav { opacity: 1; } }
.hc-dots { position: absolute; top: 12px; left: 50%; z-index: 3; transform: translateX(-50%); display: flex; gap: 7px; padding: 7px 11px; border-radius: 999px; background: rgba(16,25,70,.45); backdrop-filter: blur(6px); -webkit-backdrop-filter: blur(6px); }
.hc-dots button { width: 8px; height: 8px; padding: 0; border: 0; border-radius: 999px; background: rgba(255,255,255,.55); cursor: pointer; transition: width .3s var(--ease), background .3s; }
.hc-dots button[aria-selected="true"] { width: 24px; background: #fff; }
.hero-badge { z-index: 2; }

/* ---------- planos: card compacto ---------- */
.plan-card { padding: 26px 24px 24px; }
.plan-head { margin-bottom: 14px; }
.plan-price { font-size: 38px; margin-bottom: 16px; padding-bottom: 16px; }
.plan-price--text { font-size: 26px; }
.plan-list { gap: 9px; margin-bottom: 14px; }
.plan-list li { font-size: 14px; line-height: 1.45; }
.plan-list li.is-extra { display: none; }
.plan-card.is-open .plan-list li.is-extra { display: flex; }
.plan-more { align-self: flex-start; margin: 0 0 14px; padding: 7px 14px; border: 1.5px solid var(--line); border-radius: 999px; background: #f5f8ff; color: var(--deep); font: 600 13px Sora, system-ui, sans-serif; cursor: pointer; transition: background .2s, border-color .2s; }
.plan-more:hover { background: #e8efff; border-color: #c4d4ff; }
.plan-note { margin-bottom: 14px; }
.plan-skeleton { height: 440px; }